Paying for dental treatment over time, in Rotherham
- Find out what the treatment actually needs, and what it costs
- Ask what spreading that total would involve before you rule it out
- Take the lender's own agreement away and read it
- Decide afterwards, in your own time
The practice does not lend money itself. The lender decides, it depends on your circumstances, and it involves a credit check.
Not sure which appointment you need?
This is a guide to the right first appointment, not a diagnosis. Your dentist will talk through what is right for you once they have had a look.
Would rather just talk to someone? Call 01709 872292 or send an enquiry.
Amir Arif and Mursaleen Razzaq trading as Fitzwilliam Street Dental Care is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.
Terms and conditions apply, including satisfactory credit checks.
Ask before you decide against treatment
People routinely turn a plan down on the total figure without asking what it would look like monthly. It costs nothing to ask, and it commits you to nothing.
How it works here
The practice does not lend money itself. It introduces patients to Chrysalis Finance, which decides whether to lend and on what terms. That decision is theirs, it depends on your circumstances, and it involves a credit check.
Practically, that means the conversation goes in this order: you find out what treatment you need, you get a written estimate, and then, if the total is more than you want to pay at once, you ask about spreading it. Reception will explain what is available for a plan of that size and hand you the application.
There is a minimum treatment value, currently £300, and terms are available up to 5 years. Anything below the minimum is not eligible, which is worth knowing before you set your heart on it.
Worth understanding first
It is credit
A finance agreement is a loan with a contract, and missing payments has the same consequences it would with any other lender, including an effect on your credit file.
Approval is not guaranteed
The lender decides, not the practice. An application can be declined, and that is not something we can overturn or appeal on your behalf.
Read what you sign
The agreement comes from the lender and sets out the total amount payable, the term and the interest, if any. Take it away and read it rather than signing it at reception.
Start with knowing the total
Find out what the treatment needs and what it costs, then ask what spreading it would involve. Both happen at the same appointment.